Medical Plans

Dental Plans

Footnotes

1.One thousand (1,000) or more scheduled compensated hours per plan year is the Medical Trust’s minimum hours requirement. Some employers may elect to impose a higher hours threshold for its employees to qualify for active health benefits under the EHP. For institutions under the Denominational Health Plan rules, for any cleric or lay employee working more than 1,500 compensated hours per year (and meeting all other eligibility requirements), the institution shall make available Medical Trust health benefits, including premium payments, to those eligible clerics and lay employees.

2.If an employee is no longer eligible to participate in the plan effective January 1, 2022, as a result of the change in our eligibility rules, they may voluntarily continue medical and/or dental coverage on their own for up to 36 months commencing on January 1, 2022, through the Medical Trust’s Extension of Benefits provision.

This material is provided for informational purposes only and should not be viewed as investment, tax, or other advice. It does not constitute a contract or an offer for any products or services. In the event of a conflict between this material and the official plan documents or insurance policies, any official plan documents or insurance policies will govern. The Church Pension Fund (“CPF”) and its affiliates (collectively, “CPG”) retain the right to amend, terminate, or modify the terms of any benefit plan and/or insurance policy described in this material at any time, for any reason, and, unless otherwise required by applicable law, without notice.

Church Pension Group Services Corporation (“CPGSC”), doing business as The Episcopal Church Medical Trust, maintains a series of health and welfare plans (the “Plans”) for eligible employees (and their eligible dependents) of the Episcopal Church (the “Church”). The Medical Trust serves only eligible Episcopal employers. The Plans that are self-funded are funded by the Episcopal Church Clergy and Employees’ Benefit Trust, a voluntary employees’ beneficiary association within the meaning of section 501(c)(9) of the Internal Revenue Code.

The Plans are church plans within the meaning of section 3(33) of the Employee Retirement Income Security Act of 1974, as amended, and section 414(e) of the Internal Revenue Code. Not all Plans are available in all areas of the United States or outside the United States, and not all Plans are available on both a self-funded and fully insured basis. Additionally, the Plan may be exempt from federal and state laws that may otherwise apply to health insurance arrangements. The Plans do not cover all healthcare expenses, so members should read the official Plan documents carefully to determine which benefits are covered, as well as any applicable exclusions, limitations, and procedures.